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Getting Started: Save in a 401k
OK, we’ve started tracking our finances, got a handle on our expenses, paid down debt, and saved up a cash cushion. What’s next? The next typical step to take is to begin saving for the long-term and...
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Rollover your old 401k Now!
I’ve had the good fortune of working for employers that offered a 401k plan ever since I got my first job out of college. I always knew the importance of saving in a 401k to reduce my taxes as well as...
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Lousy 401k Plans
Lousy 401k plans are on my mind lately. You see, yesterday I wrote about my own experience with a 401k to IRA rollover for old lousy 401k plans I had at former employers. I thought I should take a step...
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An Alternative Asset Allocation For Retirement
I’m not sure if anyone else noticed, but Wade Pfau is at it again – coming out with a very counter-intuitive proposal for asset allocation strategies in a paper named Reducing Retirement Risk with a...
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What is a 401k?
A 401k is a tax-advantaged retirement account sponsored by an employer. The tax implications differ based on whether the 401k plan is a “traditional” plan or a “Roth 401k”. When not otherwise stated,...
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401k Contribution Limits for 2014
The IRS has released the new figures for 401k contribution limits in 2014 and they will remain the same as 2013: $17,500 for those under 50, and an additional $5,500 “catch-up” for those over 50. These...
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The Fallacy of Percentage Based Numbers, or Why You Can Retire
Ah, it’s just not a good week unless we have a healthy article from Mr. Money Mustache taking on another ridiculous article stating how impossible it is for a middle class family to retire. You should...
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